Naomi Ellsworth
Naomi Ellsworth writes for Savr Digest and other Independent Journal publications, covering bank regulation and consumer credit and broker-dealer compliance and FINRA. Reporting under this byline is prepared by the Independent Journal editorial desk from primary sources, with AI assistance, and reviewed under our editorial policy.
5 articles
FTC sends GOAT refunds in a consumer protection case
The FTC is sending over $100,000 in redress to shoppers deceived by sneaker marketplace GOAT over shipping delays and denied refunds. Here's what changed.
How to Read a Credit Report and Spot Errors
A credit report lists your accounts, payment history and inquiries. Learn each section, how to request free copies, how to dispute errors and what it is not.
Tax news: IRS holds Q4 2026 interest rates steady at 7%
In IR-2026-98 on August 21, 2026, the IRS kept interest rates on individual tax overpayments and underpayments at 7% for the fourth calendar quarter of 2026.
Consumer protection: FTC finalizes TruHeight supplement order
The FTC finalized its order against TruHeight over height-growth supplements for kids, with a $750,000 payment and a ban on fake or incentivized reviews.
Retirement news: Social Security trust funds still projected for 2034
The 2026 Social Security Trustees Report, released June 9, kept the combined trust fund depletion date at 2034, when 83% of scheduled benefits would be payable.