Topic
Guides
4 articles
Guide
How to Read a Credit Report and Spot Errors
A credit report lists your accounts, payment history and inquiries. Learn each section, how to request free copies, how to dispute errors and what it is not.
Guide
401(k) vs. IRA: How Retirement Accounts Compare
A 401(k) is offered through an employer and an IRA is opened on your own. Compare traditional and Roth versions, employer matches, rollovers and withdrawals.
Guide
How Tax Brackets Work: Marginal Rates Explained
Tax brackets apply rates in layers, so a raise cannot shrink your take-home pay. See how marginal and effective rates differ and where to find IRS figures.
Guide
How to Build an Emergency Fund: A Practical Guide
An emergency fund is cash set aside for surprises. Learn how to size one, where to keep it, how to build it on a tight budget and when it is right to use it.